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Privacy Notice for Trust Stone Capital

 

Effective Date: Dec. 30, 2024

Trust Stone Capital values your privacy and is committed to protecting your personal information. This Privacy Notice explains how we collect, use, disclose, and protect your information in compliance with the California Consumer Privacy Act (CCPA) and the California Financial Information Privacy Act (CFIPA).

 

1. Information We Collect

We collect the following categories of personal information from you when you interact with Trust Stone Capital:

  • Identifiers: Name, address, email address, phone number, Social Security number, or other government-issued identification.

  • Financial Information: Bank account details, income, credit history, and other financial information.

  • Commercial Information: Records of services purchased or considered.

  • Internet or Other Electronic Network Activity Information: Interactions with our website or online platforms.

  • Professional or Employment Information: Job title, employer name, and employment history.

  • Other Information: Any other information you choose to provide.

 

2. Sources of Personal Information

We collect personal information from the following sources:

  • Directly from you (e.g., application forms, communications, or transactions)

  • Credit reporting agencies and financial institutions

  • Public records and third-party service providers

  • Trust Stone Capital's website and online interactions

 

3. Business Purposes for Collecting Personal Information

We collect and use your personal information for the following purposes:

  • Processing and servicing loan applications

  • Verifying your identity and financial information

  • Communicating with you about our services

  • Complying with legal and regulatory requirements

  • Enhancing the security of our systems and protecting against fraud

 

4. Sharing Personal Information

Trust Stone Capital may share your personal information as follows:

  • Affiliated Parties: You have the right to opt-out of sharing your personal information with affiliated companies.

  • Nonaffiliated Third Parties: We will not share your personal information with nonaffiliated third parties unless you provide written consent.

  • Service Providers: We may share information with service providers to facilitate our services. These parties are contractually obligated to protect your information.

 

5. Your Rights Under the CCPA

As a California consumer, you have the following rights:

Right to Know

You may request that we disclose:

  • The categories of personal information we collect about you

  • The sources from which we collect your information

  • The business purposes for collecting or sharing your information

  • The categories of third parties with whom we share your information

Right to Data Portability

You may request a copy of the personal information we have collected about you in a portable and easily usable format.

Right to Delete

You may request that we delete the personal information we have collected about you, subject to certain legal and business exceptions.

Right to Opt-Out

You may opt-out of the sale or sharing of your personal information.

 

6. Submitting Requests

To exercise your rights, please contact us using one of the methods below:

To process your request, we may need to verify your identity. You may make up to two requests within a 12-month period.

 

7. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no system is completely secure, and we cannot guarantee absolute security.

 

8. Changes to This Privacy Notice

We may update this Privacy Notice from time to time. When we do, we will notify you by revising the "Effective Date" at the top of this page.

 

9. Contact Us

If you have any questions or concerns about this Privacy Notice, please contact us at:

 

This Privacy Notice is provided in accordance with applicable California laws, including the CCPA and CFIPA.

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